Privacy Policy

Effective Date: June 24, 2014

General

Aquiline Holdings LLC and its affiliates (“Aquiline”, “we” or “us”) are committed to protecting the privacy of our website visitors.  This Privacy Policy seeks to help you understand terms and conditions applicable to your use of this website (the “Website”), including with respect to any information that we collect and how we use such information.  This Privacy Policy does not address our privacy practices concerning any nonpublic personal information we collect as to our investors; we address those practices in separate notices sent to our investors or potential investors.

This Privacy Policy applies when you visit the Website.  By visiting and using the Website, you accept this Privacy Policy and our Terms of Use, and acknowledge your understanding of same.  

If you do not agree to this Privacy Policy for any reason, please do not use this website or share your personally identifiable information with us as discussed below.

Privacy Policy Changes

We may revise or supplement this Privacy Policy from time to time.  If we make any substantial changes in the way we use or share your personal information, we will notify you by posting a prominent announcement on our website. We encourage you to refer to this Privacy Policy on an ongoing basis so that you understand our current privacy policy.

How We Collect, Use, Share and Protect Your Information

Use of Personally Identifiable Information:  When you use the Website, you will have the option to voluntarily submit information to our website that relates to you personally, including your name and e-mail. The personal information that you submit to the Website is used only to service your account and/or to provide you with information on Aquiline products and services, including to send you administrative communications either about your interactions with us or about features of the Website. We will not sell or rent your personal information to others.  Please contact us by email or telephone as specified above to update your account information whenever such information ceases to be complete or accurate.  We may keep information that we will collect for an unlimited period of time.

Aggregate Information: In addition to information you provide to us, we may collect information about you through technology.  We generally record information on visitor usage patterns and interests, such as the number and frequency of visitors to the Website. This information may include the websites that you access immediately before and after your visit to the Website, the Internet browser you are using and your Internet Protocol (IP) address. Non-personally identifiable information is information that does not personally identify you, including anonymous information and aggregate data.  We will not use this information to identify individuals, except for site security and law enforcement purposes.

The collection of this non-personally identifiable information may involve the transmission of information either directly to us or to another party authorized by us to collect information on our behalf.  We will use non-personally identifiable data on an aggregate basis to either help us maintain the Website or to share with third-parties, such as investors, for informational or promotional purposes.

Cookies: Cookies are small text files that are stored in your computer's memory and hard drive when you visit certain web pages. Cookies are used primarily to customize the Website for return visitors and improve your experience with the Website.  You are not required to accept cookies to use the Website, and you can configure your browser to accept all cookies, reject all cookies, notify you when a cookie is set or delete cookies.  You are always free to decline cookies if your browser permits, however, if you choose to turn off cookies, you may not have access to many features that optimize your browsing of our Website, and some of our services may not function properly.

We use Google Analytics to collect information about use of the Website.  Google Analytics collects information such as how often users visit the Website, what pages user visit, and what other sites they used prior to or after coming to the Website.  More information on how Google Analytics uses your data can be found at www.google.com/policies/privacy/partners/.  We use the information we get from Google Analytics only to improve the Website.

By using the Website with your browser setting adjusted to accept cookies, you consent to our and Google Analytics’ use of cookies and other tools to provide the products and services available on the Website.

Service Providers:  We may use service providers to host and/or maintain our Website (internal or external) and employ other persons to perform work on our behalf, such as sending e-mail.  These persons may have access to the personally identifiable information you submit through the Website, but only for the purpose of performing their duties and in order to provide efficient and reliable services and to improve product and service options available to you. These persons are contractually prevented from using your personally identifiable information for any other purpose.

Compliance with Laws

Except as disclosed in this Privacy Policy, we will not provide any personally identifiable information to any other persons except: (1) if we are required to make such disclosure to the government or private parties in connection with a lawsuit,  subpoena, investigation, similar proceedings or regulatory request or examination; (2) to comply with applicable laws or regulations or or when we otherwise believe in good faith that such disclosure is necessary or appropriate in connection with any activity that violates the law (including relating to intellectual property, fraud, contracts and privacy) or may expose us to liability, or (3) to help enforce our Terms of Use, protect your safety or security, including the safety and security of property that belongs to you, or protect the safety and security of our websites or databases, or the tangible or intangible property that belongs to us or to third parties.  We can (and you authorize us to) disclose any of your information in such circumstances.

Security

The security of your information is important to us.  We employ several different technical, administrative and physical security measures to protect any information you provide through our website from unauthorized access or use.  You should be aware, however, that no data transmission over the Internet can be guaranteed to be secure and there is always the risk that unauthorized persons may access or use your information.  We will not be responsible or liable for any damages, losses or causes of action arising out of or in connection with the disclosure of your information.  You use our Website and send us such information at your own risk.

Third Party Websites

Aquiline has established links between this Website and one or more websites operated by third parties.  Aquiline has no control over any other such websites, including over their content, operation, privacy and/or security, and disclaims responsibility for any such websites hyperlinked from our website.  Your access to and use of such linked websites shall be at your own risk.

Do Not Track

Aquiline does not track its customers over time and across third party websites to provide targeted advertising and therefore does not respond to Do Not Track (“DNT”) signals. However, some third party sites do keep track of your browsing activities when they serve you content, which enables them to tailor what they present to you. If you are visiting such sites, your browser allows you to set the DNT signal so that third parties (particularly advertisers) know you do not want to be tracked.

International Use

Aquiline makes no claims, representations or warranties that the Website, or that the  transactions, products and services discussed on or accessible through the Website, are available, appropriate or lawful for use or access outside the United States. Access to the Website from countries or territories where such access is illegal is prohibited.  If you access the Website from outside the United States, you do so at your own risk.  You are solely responsible for complying with all local laws, rules and regulations regarding online conduct and website access.  Furthermore, our databases are located in the United States.  By sending us your data, you consent to its transfer to and storage within the United States.

Business Transfers

If Aquiline merges with or transfers substantially all of its business, stocks or assets to another entity, Aquiline has the right to share your personally identifiable information with that entity, to the extent lawfully permissible.  If such merger or transfer results in a material change in the use of your information, you will receive notice of such event via an appropriate mechanism, as determined by Aquiline, and we will request that the new entity follow the practices disclosed in this Privacy Policy or notify you of any changes to it.

Limitations of Liability

You acknowledge and accept that: (1) notwithstanding the reasonable efforts by Aquiline to avoid technological problems, the Website may not be available, may not function properly or may have or cause technological problems (including, without limitation, computer malfunction, failure of performance, delays, interruptions, defects, errors, worms or viruses) from time to time; and (2) notwithstanding any reasonable security precautions that Aquiline or its designee may take, Aquiline or its designee cannot, and does not, guarantee that the Website will be free of security problems (including, without limitation, unauthorized interception of data or communications).

Aquiline will not be liable for any damages or injury, including but not limited to special, incidental, direct, indirect, punitive or consequential damages, that result from the use of (or the inability to use) this Website, or a website linked to this Website, including any damages or injury caused by any failure of performance, error, omission, interruption, defect, delay in operation, computer virus, line failure, or other computer malfunction or unauthorized interception of data or communications.  You understand and agree that your use of this Website is predicated upon your waiver of any right to sue us directly or to participate in a suit for any losses or damages resulting from your use of this Website.

You agree to indemnify and hold harmless Aquiline and its affiliates and their employees, agents and representatives from any and all liabilities, damages, losses, claims, expenses and fees resulting from your violation of this Privacy Policy.

Disclaimer

THIS SITE IS PROVIDED BY AQUILINE ON AN “AS IS” AND “AS AVAILABLE” BASIS.  AQUILINE DOES NOT MAKE AND HEREBY DISCLAIMS ANY EXPRESS OR IMPLIED WARRANTIES, REPRESENTATIONS, OR ENDORSEMENTS WHATSOEVER, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR WARRANTIES OF TITLE OR NON-INFRINGEMENT, AS TO THE OPERATION OF THIS WEBSITE OR THE INFORMATION INCLUDED ON THIS WEBSITE. AQUILINE DOES NOT WARRANT THAT THE INFORMATION ON THIS WEBSITE IS ACCURATE, RELIABLE OR CORRECT, THAT THIS WEBSITE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, OR THAT THIS WEBSITE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

Governing Law/Forum

This Privacy Policy is governed by New York law.  If we have a dispute regarding this Privacy Policy or your use of the Website, you agree that it shall be resolved solely in the state or federal courts located in the borough of Manhattan, New York City.

Enforceability; No Relationship

If any provision of this Privacy Policy is deemed unlawful, void, or for any reason unenforeceable, that provision will be deemed severable from this Privacy Policy and will not affect the validity or enforceability of the remaining provisions.

You agree that no joint venture, partnership, employment or agency relationship exists between you and Aquiline as a result of this agreement or the use of the Website.

Contact Us

If you have any questions or comments about this Privacy Policy, or wish to notify us of any errors or changes as to any personal information you provide us through this website, you can e-mail us at [email protected] or write to us at Privacy Matters, Aquiline Holdings LLC, 535 Madison Avenue, New York, New York 10022, (212) 624-9500.

© 2014 Aquiline Holdings LLC.  All Rights Reserved.